What I know for sure about the FTX disaster

…is that FTX collapsing is but a blip on the radar compared to how impactful and immersive digital currency is around the globe. Here are my quick thoughts, in no particular order:

1) Exchanges could fail or fold at any time. Do not keep your tokens on exchanges.

2) Digital currency has been the alternative to government corruption and government coups. Pick your poison but if it weren’t for cryptocurrency even more oppressed populations would have little chance to survive oppressive regimes. Dictatorships control their subjects by controlling the media AND the banks.

3) Your digital currency moves should always begin with research and education. Knowing the warning signs will bring wins and avoid losses.

I’m happy to share four online courses that will help you steer clear of crypto predators. CLICK HERE for a brief description. Sign up for our FREE course here and please share with friends! We want you to own crypto safely and securely—and profit from it so much that you feel you can give it away!

CLICK HERE for your FREEBIE!

I may never participate in crowdfunding again....

…of course never say never, BUT! A team member and I from my fintech firm started a fund. He’s the manager, I’m the co-manager, and the JD Freedom Fund is about growth and planning your wins!

What is the JD Freedom Fund? We take your deposit and—if the purpose is to fundraise for a project—we grow it 10% monthly for six months and 5% after each of the following months.

So just let the money sit and it grows? Yes, that’s your part. My part is to convert your cash to digital currency—safely with a stablecoin—deposit your $$ and send you reports once a month. When you wish to withdraw, you may do so at any time. Want to call me just to check in? I’m happy to pick up the phone.

But Nicole will I make the same millions with the JD Freedom Fund as I would with crowdfunding? Well, if you are certain crowdfunding hits the jackpot for you every time, by all means stick with that plan. If you want secure growth and rewards, and to diversify your fundraising by running this account concurrently with a crowdfunding campaign, that’s pretty smart. Please do that as well. I’m just sayin’. We don’t like to leave compound interest on the table. So let’s see how to get you in and started—in under 10 minutes. Yes, pretty quick!

I must admit I would miss crowdfunding if I left it completely. The marketing machine for indie projects is something I find hard to beat out there. Even if I were “good” on my raise, I may be tempted to do a simple $500 raise on one of the crowdfunding platforms just to get the word out. That’s for real. But if you’ve tapped out all friends and family who run when you head their way, visit us at the JD Freedom Fund. We’ll welcome you with open arms—but only for a little while.

A note: We are capping the fund at a certain (low) number of participants and the JD Freedom Fund will sunset December 2032. We will give bonuses along the way and, in case you’re wondering, we grow accounts for individuals as well. Individual accounts who come to us project-free receive 5% monthly in compound interest. At 60% per year, not bad, I say. Not bad.

CLICK HERE to apply! Let’s go!



It really was a thumbs up!

Great morning at the pool. Practice, practice, practice. I was able to do laps with only three stops in the middle to stand up and take a breather. And—without the kickboard—I saw I’m closer to the breathing rhythm I need in order to go the distance with both arms and legs. That’s closer to the goal, but no cigar. Man, you’ve got to really inhale in those two seconds your head is above water. I have to break the habit of the double inhale. It’s only possible with the kickboard. Not without a flotation device.

Most importantly the lifeguard gave me the thumbs up again this time. I saw it—didn’t imagine it like I thought I did last time. The lifeguard walked by and said, “You’re doing good!” Yay! Progress. Let’s keep going!

Fall Funding

…is here! Get paid to take a course? Yep!

Happy to share that I’m taking orders for my signature course How to Crypto With a Crypto COO that drops November 30.

Read about all educational offers here.

And CLICK HERE to see how taking this signature course pays you money—weekly, monthly and even at 10% per month!

Yes. You read that correctly. It’s possible because it’s crypto.

Some background. Two crypto hedge funds reached out to me, your Crypto COO. And because I joined them myself and received my weekly profit the following week, I thought “I have to share this” AND teach people the safe and secure way to add cryptocurrency to your portfolio. No strings. That’s the pitch! I like seeing people make enough money that they feel they can give it away.

Still unsure? No worries. SIGN UP FOR OUR FREE COURSE HERE. Baby steps while you see what this is all about. Any questions, feel free to leave a comment right here! Thanks so much and when you can visit 3QualiTy.net. That’s the cryptocurrency I co-founded where we donate to charity thanks to all who purchase our token. It’s a WIN for All!

Register for the Signature Course, start receiving compound interest as soon as the following week by CLICKING HERE. Let’s go!

Be Your Own Bank

You’re an artist, an entrepreneur, a homemaker who would like to make a living as an artist, an entrepreneur or a homemaker. I hear you. I’ve been saying a lot lately that there is one phrase I wish I would have learned at a young age: Be your own bank.

It’s not until my 50s that I learned the necessary steps to do just that. So now that I know, I’m happily sharing the knowledge!

Because I’ve been sharing, two different hedge funds recently reached out. One of these compound interest vehicles is managed by a colleague I know personally. His return on your investment: 5% per month. The other: 12% return per month. When I say in my webinars, I like companies who share the wealth, these two firms weren’t playin’!

CLICK HERE for more information on how to join the funds.

Happy Holidays very early! I’m thrilled to connect any and everyone who wants “in.” Perfect for Q4 anxieties, inflation concerns and family obligations that tend to pop up at the end of the year. Learn more by clicking here.

To all who have had a tough 2022, your bank — your way — is waiting! ‘S Wonderful!

The Worst Boss Ever?

Yes, the worst boss ever. And we’re super proud to keep the tradition going. National Boss’s Day is Sunday, October 16 and we have the perfect film—for mature audiences only, of course. Let’s see…have you ever—EVAH—had a boss who could compare to Hillary Kelsey in our precious award-winning gem, TITLE VII. Chicava HoneyChild played the hell out of the lead role of a Black female CEO who refused to hire any other Black employees, until….that one fateful day when she did.

There’s nothing like it! Catch TITLE VII on National Boss’s Day or any day on one of the best streaming channels founded by an amazing real life Black female CEO DeShuna Spencer. Watch TITLE VII on kweliTV by clicking here. And leave us a comment about your experience! Hold on for the ride!

...Try Try Again

This week’s swim lesson was a big fail. Floating is something I have to get used to—a metaphor for relaxing, I’m sure. When I got the floating and kicking moves down, it’s time to get out of this position. That did not go smoothly. I panicked when my legs led me backward, almost upside down, then diving sideways toward the pool floor…basically drowning in three feet of water. When I grabbed for my instructor that was a no-no. She’s had it with me. I guess join the club. I’ve disappointed many an instructor. Seems to be my lane.

BUT! I think I’m confident enough to continue to practice on my own. And there are so many YouTube videos out now, maybe I’ll get some tips! For getting out of a float I just have to think “tuck and roll.”

One tip before I destroyed our instructor/student relationship: When you’re swimming and lift and turn your head for air, you only have to turn toward one side. You don’t have to coordinate turning your head left then right, like I’ve been attempting. That was a relief. Until next time…staying afloat!

And...Before We Go...

A new adventure awaits for our Before You Go podcast series and beautiful archive. Thank YOU, our listening audience, for bringing us this far! Have you joined our newsletter community? Please do and read up on the latest by clicking here. We’re still growing!

Full on/No Floaties

No kickboard, no buoyant barbells, I did it. In this week’s class, I swam back and forth from mid-pool to the edge of the pool. Still in shallow water, though. Still need to get that breathing down so I can sustain a few laps when I do my practice half-laps (for now), BUT! This was a huge personal accomplishment. I’m a woman who never dipped in below her chin before. Now—thanks to a swim cap covering my ears—I’m under and out. Practice, practice, practice. That’s how you get to the Olympic-sized pool. Trust me, I don’t have those ambitions. Just a lap or two up and down the lane.

What’s your challenge to overcome? And how are you approaching it?

Hot Stock Tip, Crypto Basics and Multimillion Dollar Beer! It's The Beerllionaires Club!

It was a lovely day in Harlem nearly 20 years ago when the first Black woman brewer Celeste Beatty, my filmmaker self and my talented cast and crew accompanied the affable and talented Antonio Fargas across six ideal #Harlem locations for Sugar Hill Golden Ale’s first commercial. I remember our producer Laurens Grant kept eagle-eye watch on the rain predicted in three different forecasts for Noon that day. The timing of what turned out to be a monsoon was perfect for our indoor set and lunch! Harlem Brews have made $3.5 million in sales ever since and revenues are still coming in! The beers are THAT tasty!

The Quest for Sugar Hill Golden Ale, starring Antonio Fargas

So why not 20 years later build a brewery in a southern state where the public can participate in revenue shares? Especially at a time when now my filmmaker self is now the Co-founder and COO of a cryptocurrency company who teaches people how to earn the extra $$ in order to do traditional investing such as in a brewery project that’s the bomb-diggity!

Harlem Brew South--the brewery and event space in Rocky Mount, NC--is waiting for you to join in the fun! Want to purchase revenue shares in this business? And have you ever thought about purchasing crypto for that instant wealth and passive income everyone seems to boast but had no idea how to get into the club?

CLICK HERE to join The Beerllionaires Club for three opportunities: A top investment for traditional investing, an intro and opportunity for digital investing, and beer! At our free event, we’ll tell you about our buy-in that’s a fraction of the cost of an apartment rental in the Midwest. You’ll have shares. Add some crypto (like 50,000 tokens or more!). And have a ball with business women who enjoy a pint or two at this Free Event (click here)! See you soon!

Celeste Beatty, Harlem Brew South

Celeste Beatty, Harlem Brew South

Don't Forget the Libraries

Heading back from Los Angeles…In between traveling, taking meetings and going out for drinks there was work to do—in a sturdy chair and wooden desk at The Beverly Hills Library! I should head to libraries more often during my work day. I miss that.

Beverly Hills Civic Center Library

Beverly Hills Civic Center location of the Beverly Hill Library

Face in the Water

Yes! Actual face IN the water. Not Face-ING the water. I did it. I had my eyes open and swam my half-lap with my face in the water. When I came up and turned my head to the right for air, I want to say the lifeguard gave me a “thumbs up”! But I had my goggles on, not my glasses. So…there was some kind of gesture. Could’ve been “This is the last time I let you use the lap lane.” LOL

Progress.

Next: Get my ears in without freaking out. We’ll see!

Swim Goggle Eyes

Swim Goggle Eyes

Holding my breath...

…and I have to remember not to do that while swimming! Yes, still conquering my fear. I’m an adult learner—and above-water (only) swimmer. BUT! I think I hit a milestone in my recent class. My instructor told me she is very proud of me. My face is now in the water. I guess that’s right. No way no how water was touching above my ear lobes before. Now with practice of my half-laps with a kickboard, I am able to exhale in the water. And I notice exhaling is like an engine—I move further in distance while exhaling!

I am up to counting to the number five as I exhale. I bet an eight-count is better. I’ll work my way up! Next goal. Then…eventually…swim on with no floatie in sight! As well as swim on with my head below the surface and… off we go!

Swim Goggles

Conquering Fear from The Crypto COO

Summer 2022 was the big “dive in.” I spent 12- to 16-hours a day on a TV series I’ll share closer to its air date, I managed behind-the-scenes startup activities for 3QualiTy, our new cryptocurrency-backed fintech firm, and, of course I was thrilled to produce and co-host the gem of it all, our radio/podcast series Before You Go. To even close friends who ask, “How do you do it all, Nicole?”…well, I love it. And my team on each project makes it all worthwhile. But when I do take the Exit Ramp for a breather and look at all that’s going on, I’m aware to most that my operating at top speed—especially as a Crypto COO—could seem super scary. That’ not lost on me. Yet, I do have one lifelong fear that in my 50+ years on life I have yet to fully conquer: Swimming.

It seems like I was born with a fear of water. I failed two water safety classes in childhood, bailed on the college course for students with “a fear of water,” but I was always super comfortable hanging over the side of a speed boat, or skipping ocean waves teetering off the edge of a Hobie Cat. It’s inexplicable. But it’s time for a change.

Amidst all the crazy hours, I took my first of two (or three) adult swim courses and now I get to practice solo in the lap lanes. I’m not killing it out there. I’m still trying to get past five full laps! Oh, just a note. My fear of water has not faded so fast. I swim my laps using a kickboard! I’m hoping my second round of lessons will get me floaty free!

Is there aa fear you’re ready to conquer? Somewhere life is leading you but hesitation get the best of you?

It’s now or never, I say. Let’s dive in!

Heading to the pool! Hmmmm….Which bathroom toiletries will keep me above water? LOL

Before Summer Goes...

…check out these Before You Go summer tees! Purchasing them means we have your incredible support for our radio series/podcast that makes the even most cynical smile. Our guests have stories. You can wear our merch with pride. And hey, these tees are part of a fundraiser that only lasts a few weeks, so please feel free to share our tee campaigns. As we say at Before You Go, “There’s no time like the present! What a gift!” Click on the photo and let’s go shopping! Before You Go, thank you so much!

Spent a Summer Lovin' Crypto

We’ve launched! Our 3QualiTy token—$3QT—made its debut on the exchange, CoinTiger, August 11, 2022. Our pre-sale buyers are vested for one month, volume is growing and our decision to have our smart contract as a BEP-20 has been so far so good!

AND…if very little of the previous sentence made sense to you, I designed a beginners crypto course so that everyone could join in the fun!

Buying Your First Million Tokens for $500 or Less. Has a nice ring to it, yes? Well, let’s make it a reality. Click here to join the fun!

Interested? A portion of your registration fees means you’ve already purchased $50 worth of 3QT tokens! And our token is designed as a charity token so everybody wins. Click here to see the current 3QT price. The class is a big deal to us because we at 3QualiTy want everyone to feel like they’ve made enough money in crypto they feel they can give it away.

Any questions about our course, just send me a text: 212-665-4418. As we say, blockchain is transparent and so are we. Class is in session!